Tax Refunds & Retirement Planning: The Money You Deserve, Directly to Your Account
You work hard for your income. Don't leave money you are entitled to with the Tax Authority. Bernstein & Co. provides direct CPA partner guidance to claim refunds up to 6 years retroactively and fix retirement rights โ fast, digital, and zero risk.
Why Bernstein & Co. is Your Professional Home?
Many employees miss out on substantial refunds due to fear of bureaucracy or dealing with unqualified refund agencies. With us, you enjoy total peace of mind and direct attention from top-tier CPAs.
Certified CPAs Exclusively
Your file is never delegated to call centers or automated software; it is personally examined by certified public accountants with deep statutory mastery.
Zero Risk - Rigorous Simulation
We run full tax simulations prior to submission. Returns are filed with the Tax Authority only when a refund is guaranteed, fully protecting you from tax debts.
Retirement & Rights Fixation Expertise
Specialized guidance on Form 161D, severance tax spreads, and lifetime annuity exemptions โ saving tens to hundreds of thousands of shekels over retirement.
100% Digital & Convenient, with Personal Touch
Transmit documents seamlessly via WhatsApp or email with zero lost work hours. Plus, an open door and hot coffee at our Haifa office whenever you want to visit.
Our Solutions for Employees, Executives & Retirees
A full umbrella to maximize tax rights, from annual refunds to complex retirement planning and executive equity taxation.
Employee Tax Refunds (Up to 6 Years Back)
Comprehensive examination of all open tax years to retrieve overpaid income tax resulting from career transitions, life changes, and credits.
- Job transitions, unpaid leave (Chalat), or gaps in employment during the year
- Birth of children and parental credit points (Nekudot Zikuy)
- Completion of academic degrees or certified professional diplomas
- Independent deposits to pension funds, study funds, and life insurance
- Recognized donations under Section 46 of the Income Tax Ordinance
- Residency in tax-incentivized geographic communities
Retirement Planning & Rights Fixation (Form 161D)
The most important financial decision upon retirement. Maximizing statutory monthly pension exemptions and minimizing tax on severance pay.
- Submitting Form 161D to the Tax Authority to secure lifetime exemptions
- Tax spread mechanisms (Prias Mas) on severance pay forward or backward
- Optimal balance between tax-free lump-sum severance and monthly annuity
- Tax-exempt pension commutation (Hivanut Kitzba) feasibility analysis
- Preventing irreversible statutory mistakes that forfeit valuable exemptions
Executives, Capital Markets & Asset Declarations
Specialized tax guidance for high-tech executives, senior managers, and investors with complex domestic and foreign equity holdings.
- Taxation of employee stock options, RSUs, and ESPP under Section 102
- Offsetting capital market losses against capital gains and statutory income
- Preparation of first and periodic capital declarations (Hatzharat Hon)
- Real estate taxation advisory on residential and commercial property sales
- Complex tax coordination for individuals with multiple employment sources
How It Works: 3 Simple Steps
A fast, transparent, and bureaucracy-free process directly from the comfort of your home
Digital Document Submission
Send Forms 106 and relevant certificates via WhatsApp or email. We provide an exact, clear checklist without unnecessary paperwork.
CPA Audit & Simulation
A certified accountant performs an exhaustive calculation and confirms the exact refund amount before submission to ensure zero tax risk.
Direct Bank Deposit
We file the return with the Tax Authority and follow up until the refund is deposited directly into your bank account with statutory interest.
Want to Check How Much Money Is Waiting for You?
Submit your details now for a complimentary preliminary eligibility evaluation, or reach out directly to our CPA team.
Quick Eligibility Check for Employees
Fill out the form and we will get back to you within 24 hours