Keren Hishtalmut remains the premier tax-exempt investment vehicle in Israel, providing immediate tax deduction on deposits plus 100% tax-free capital gains upon withdrawal after 6 years.

2026 Contribution & Exemption Limits:

  • Self-Employed Tax-Exempt Contribution Cap: Deposit up to 19,920 ILS annually for full tax deduction and tax-free capital gains.
  • Employee Tax-Exempt Contribution Cap: Employer contributes up to 7.5% and employee 2.5% up to monthly wage ceiling of 15,712 ILS.

Ensure your Keren Hishtalmut deposits are fully optimized prior to the December 31st tax deadline.